Money the Court
Is Holding for You.
When a lender forecloses on a property and sells it at auction, the sale price frequently exceeds the total amount owed on the mortgage and any other liens. That excess is called foreclosure surplus. Under Florida law and the laws of most states, that money belongs to the former property owner by right.
The problem is that most former owners never receive notice that surplus funds exist. The money sits with the clerk of court, often for years, before it is absorbed by the state through a process called escheatment. By then, the window to claim has closed.
RCG monitors foreclosure filings daily across all active states. When surplus is identified with your name attached, we reach out, file through licensed attorneys, and recover your funds at no upfront cost.
Property Sells at Foreclosure
When a lender forecloses on a property and sells it at auction, the sale price often exceeds the amount owed on the mortgage and any other liens.
Surplus Funds Are Generated
The difference between the sale price and the total debt is called the surplus. By law, this money belongs to the former property owner, not the lender.
Funds Are Held by the Court
The surplus is deposited with the clerk of court in the county where the foreclosure took place. It sits there until claimed or until the statutory deadline passes.
We Identify and File
RCG monitors county court records daily. When we identify surplus connected to your name, we reach out, file the claim through licensed attorneys, and manage the entire recovery process.
You Receive Your Funds
Once the court approves the claim, funds are disbursed to you directly. Our fee is deducted from the recovery only after you receive payment.
Common Questions
Full FAQ page →Think Surplus Funds May Exist?
We search your name and any properties connected to you. If surplus funds exist, we file the claim and handle everything. You pay nothing unless we recover.